If your business bears responsibility for an incident that harmed another party, it can have a significant financial impact. The losses and damages arising from even a single accident or error could have catastrophic consequences and may even derail your company’s future. Fortunately, your business may be able to insulate itself from these ramifications by having general liability insurance. 

For over 55 years, the agents at Amador Insurance have helped individuals, families and businesses in the Dallas area secure optimal coverage. 

What Does General Liability Insurance Cover? 

All businesses should strongly consider general liability insurance. As its name may suggest, this type of insurance provides an abundance of protection from losses and damages arising from many common incidents. In most cases, these policies can be relied upon to provide financial aid when responding to the following types of incidents: 

• Bodily injury—If a third party, such as a guest, client or partner, is injured and you bear responsibility, your insurance can help pay for medical treatment and lost income.
• Property damage—If your business is liable for another party’s property damage, this coverage can help pay for repair or replacement costs.
• Personal and advertising injury—This coverage can render financial assistance if your business is responsible for personal and advertising injury (e.g., slander, libel, copyright infringement, false advertising).
• Lawsuits—If your business is sued, your insurance may be able to help pay for various legal expenses, including your defense. 

How Much Does General Liability Insurance Cost? 

Insurance providers must weigh several factors when quoting you a price for general liability coverage. In most cases, the following aspects of your business will be considered: 

• Age
• Location
• Industry
• Number of employees
• Previous claims 

Does My Business Need General Liability Insurance? 

Businesses of all sizes and across all industries should strongly consider general liability insurance, but for companies that regularly conduct the following types of tasks, this type of coverage may be especially important: 

• Hosting clients, guests and other third parties at your property
• Transporting, handling, storing or otherwise taking responsibility for others’ property
• Conducting professional services off-site
• Marketing, advertising and using social media
• Bidding on contracts 

Get the Right Coverage 

As your business pursues its aspirations, acquiring and maintaining a suitable insurance portfolio is one of the most integral steps to protect its future. General liability insurance is a particularly crucial type of coverage that all companies must strongly consider. Even a small error or single incident could have irreparable ramifications without an adequate policy. 


We’re here to help. The agents at Amador Insurance possess the experience and expertise to understand your business’s circumstances and tailor a general liability policy suitable to your coverage needs. Contact us today to get started.